As spring turns to summer this year, families around the country are wondering how the COVID-19 pandemic will impact youth sports leagues. For many of us, participation in team sports was an integral part of our childhood development. Playing sports teaches children about teamwork, accountability and healthy competition. Youth athletic associations have the potential to shape children’s lives and bring communities together. But, right now, physical togetherness can pose a threat to public health and safety. So, how can we preserve the many benefits that come from a child’s participation in athletics while ensuring that our children and communities are protected from this deadly virus? Unfortunately, there is not a one-size-fits-all answer to that question. Different communities have been affected by COVID-19 in different ways. Luckily, there are many common-sense considerations that every community should have in mind when making decisions about how to manage youth athletics during this crisis. For example, does your sport or activity require kids to share equipment? Is the nature of your sport such that it is impossible to maintain six feet of distance between players? How many children play on each team? Do any of your players have asthma or other health problems? Does your team usually travel to games? How far? No matter where you live or how hard your community has been impacted by the virus, you must consider the impact it has had on opposing teams. If your town has not been impacted drastically, but you play a game against a team from a town that was, you could be inviting infection into your community. Before the season begins, organizations will need to inform players and their families of the steps they will take to promote health and safety. People are more responsive to change when they know what to expect. Implementing some common practices can help achieve the ultimate goal – getting our kids back out there:
This pandemic has certainly created many obstacles for all of us, but maybe it can be used as an opportunity to explore our creativity and teach our kids about being resourceful. Even more than that, it can help us to teach our kids about compassion and selflessness—about making sacrifices to protect others. Written by Patrick Santone, Esq. of The Chartwell Law Offices. The post The Best Offense is a Good Defense: A Safe Return to Youth Sports appeared first on Gagliardi Insurance. via Gagliardi Insurance https://ift.tt/2VEhHZA Gagliardi Insurance 1315 Walnut Street Suite 1101 Philadelphia, PA 19107 1-800-995-9768 https://ift.tt/33qTyIF
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When temperatures soar, many of us run for the pools, lakes, and rivers, or a dive for a dip in the ocean to cool off. However, we use our beaches, waterways, and aquatic facilities for much more than escaping the heat. For fishermen, boaters, rowers, divers, water polo players, and swimmers, the water is an arena for competitive sport and exercise. Children flock to summer camp aquatics facilities and water parks to learn and play, while therapy centers use pools to rehabilitate the injured. Unfortunately, for some, the current COVID-19 pandemic may dictate a change in summer plans and curtail the use of some aquatic facilities. Fortunately, for many others, some additional safety precautions may be all that is needed to allow the summer fun to continue. COVID-19 is a relatively new disease, and as such, we are still learning much about how the disease works, its transmission, and best practices to contain it. What we know so far is that COVID-19 is spread from person-to-person via respiratory droplets from coughing/sneezing. The Centers for Disease Control (“CDC”) also believes it may be possible for the virus to spread on outside surfaces if a person touches a surface and then touches their nose, eyes, or mouth. For contact transmission the virus appears to have limited survival time outside the body — studies show the virus can survive on surfaces for up to several days. What about water?Treated water: pools, hot tubs, spas, and water play areas First, let’s start with the good news. According to the CDC, standard water filtration and treatment methods used in pools, hot tubs, spas, and water play areas should inactivate the virus: Operators should consider posting signs and utilizing tools many pools already have, ropes and floats, to enforce distancing for swimmers. Untreated water: ocean, rivers, lakesFor untreated water, the data is still coming in. Based upon studies of similar coronaviruses, it appears quite likely that the COVID-19 virus can survive in untreated water for several days to several weeks. However, the jury is still out as to what this means for someone who wants to swim in an ocean or lake. Some scientists and medical professionals believe that in a large body of water, like the ocean, dilution of the virus may mitigate any risk of transmission from the water itself. Of course, in smaller bodies of untreated water such as a lake or pond, dilution may not provide a meaningful reduction in risk if the virus is being introduced into the water supply. The safety from dilution in large bodies of untreated water is not a settled issue amongst the scientific community. In initial comments to the Los Angeles Times, Kim Prather, a leading atmospheric chemist at the Scripps Institution of Oceanography stated, “I wouldn’t go in the water if you paid me $1 million right now,” – she explained ocean water carrying the virus from sewage could be aerosolized by waves and increase the risk for beachgoers simply breathing near the water “I see pictures of the beach shut down, and the signs tell you don’t walk on the beach, don’t swim, don’t surf, but nobody tells you: Don’t breathe.”. Following backlash to the LA Times Article, and a subsequent study showing that the virus does not appear to remain infectious in fecal matter, Dr. Prather reconsidered, “At this point, there is not enough known about this virus to draw any different conclusions from the long-standing recommendation to avoid swimming and surfing in regions where the ocean is polluted and check local beach water quality before heading to the beach,” What the experts do agree on is that even at the beach, the risk of person-to-person transmission from coughing and sneezing remains. Moreover, on windy days, the six-foot social distancing rule-of-thumb may not be enough. Donald Milton, an infectious disease specialist at the University of Maryland School of Public Health in College Park has explained, “If there’s a strong breeze blowing, probably nobody should be downwind from each other.” To appreciate this, Dr. Prather explained that the aerosols in smoke behave in a similar manner to the virus “The best analogy is, how far do you move away from a smoker if you don’t want to smell the smoke?” Take-awaysThe CDC has stated that filtered/treated water at pools, hot tubs, spas, and water play areas should be safe for swimming, therapy, and play. Aquatics facilities seeking to re-open should follow state and local guidelines and use signage and existing tools such as lane ropes and floats to enforce social distancing. There is no clear consensus regarding the threat of transmission from untreated water. Unfortunately, the absence of evidence does not mean that untreated water is safe, even if the dangers have not yet been quantified. For cautious beachgoers, staying out of the water or seeking a chlorinated alternative is preferable until we learn more.
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The post Aquatics and COVID-19: What you need to know appeared first on Gagliardi Insurance. via Gagliardi Insurance https://ift.tt/364tBQs Gagliardi Insurance 1315 Walnut Street Suite 1101 Philadelphia, PA 19107 1-800-995-9768 https://ift.tt/33qTyIF Hello Gagliardi Insurance Family, We would like to make a clarification on our last blog post and newsletter. Our carriers would like us to inform everyone the following regarding cancellations: Policies that have begun and are in effect (effective dates have passed)
A full refund will be given, upon receipt of the insured’s written request to cancel the policy, for:
This means that anyone with an effective date before today’s date March 20th, 2020 will not be afforded a refund. We thank you for understanding, and we hope to further accommodate you in any way we can. The post Update: Risk Management for Covid-19 appeared first on Gagliardi Insurance. via Gagliardi Insurance https://ift.tt/2vDiSPb Gagliardi Insurance 1315 Walnut Street Suite 1101 Philadelphia, PA 19107 1-800-995-9768 https://ift.tt/33qTyIF As Covid-19 causes an escalating impact on daily life, we know it can feel overwhelming Understanding RiskIt’s important to understand the factors that increase the risk of spreading the Coronavirus on
Mitigating RiskWe want to help you feel effective in your responsibility to minimize risk and reduce any liability
A Few Things to NoteAll of the precautions listed above will not only help avoid the spread of Coronavirus For Sports Organizations:
The more seriously we take Coronavirus now, the sooner we will be able to get back to * For PONY participants: In an effort to protect players and families, PONY is encouraging a The post Risk Management for Covid-19 appeared first on Gagliardi Insurance. via Gagliardi Insurance https://ift.tt/2vtXRX7 Gagliardi Insurance 1315 Walnut Street Suite 1101 Philadelphia, PA 19107 1-800-995-9768 https://ift.tt/33qTyIF |